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***OWNER FINANCING AT 4.75% ***San Carlos Estates where there is room to roam & NO HOA fees! *High and Dry NO wetlands* This 2019 custom built 4 bed/3 bath home features beautiful landscaping with roses, fruit trees, home grown pineapples, exterior garden lighting & an oversized driveway. A large two car garage which has been expanded by 8 ft. providing extra space for a golf cart or workshop area. Included is a new solar system (paid for by the Seller) which saves you money on your electric bill (current avg. approx. $27 per month) & a “whole house” generator worth $17,000. Impact resistant windows. Once inside you will find a bright open floor plan with high ceilings & split bedrooms. Custom lighting is throughout the house. The master is completely private & has a huge walk-in shower, soaking tub, dual sinks & spacious closets. A chef’s dream kitchen boasts wood cabinetry with pull-outs and soft close drawers, granite, stainless steel appliances & undermount sink. A large covered lanai has been extended & has access to a full bath from the exterior. This is the perfect place to entertain. Room for a pool. Freshly painted exterior (2023).An invisible "doggie" fence included. Incredible location just minutes to the beach, shopping & a plethora of dining options. Flood zone "X" is another added bonus!